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Tuesday, November 20, 2018

DCB Bank

  • Promoted by Aga Khan Fund for Economic Development and Platinum Jubilee Investments - holds 14.94% as on June 2018.
  • It is an International development enterprise dedicated to encouraging enterpreneurship. 
  •  In October 2015 - decided to double their branch count to 300 branches in 24 months. Reached this target in October 2017. As on date, they have 328 branches. 
  •  CASA deposit @ 24% of total deposits 
  •  Of the net advances of R.22069 Crores (Sept 2018) - 40% is by Mortgages, 15% by Corporate Banking, 12% from SMEs, 19% from Agri and 7% from construction vehicles. 
  •  Gross NPA @ 1.84%. Net NPA @ 0.70% with provision for 76.8% 
  •  Capital adequacy ration @ 15.6% 
  •  Institutiuonal holding is high :48.4%

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